Improving Your Credit Score
Cage Phones is here to help anyone with bad credit get approved for a mobile contract. We offer different tips and advice throughout our site in order to give you the best chance possible. The best method to getting a mobile contract however, is simply to improve your credit score. This may sound like a difficult task, but with a few simple steps you can be on your way to improving your credit score and getting that mobile contract you've been after.
The first thing you'll want to do is make sure your credit report is accurate. You can do this by contacting a credit reporting agency and asking for a copy of your file. You can though go over it and see if there are any mistakes. Sometimes a simple mistake in your file can have a big effect on your credit score, so you'll want to make sure you go over your report thoroughly.
If you have gone through your report and found no mistakes, you'll have to start doing things to improve your score. The first major thing you can do is try and get yourself out of debt. If you have any outstanding debts, try and make larger payments on them to pay them off quicker. Debt is a large factor in your credit score, so you'll want to bring it down as fast as you can. The second biggest factor is paying your bills on time. If you miss any payments on any of your bills, it will bring your credit score down. If it helps, write down on a calendar when all of your payments are due to make sure that you don't miss any. It could also help to create a budget, so you know how much you are spending and where you can afford to trim some of the fat. Make sure you are using your money to pay off bills and debt, rather than going out for dinner or on vacations.
Lastly, if your credit issue isn't from money management problems, and actually stems from you simply not having a credit history, then it's time to start building one up. You can do this by doing things like applying for basic or store credit cards. Choose a store you go to a lot to take advantage of rewards programs. If you have a reliable income you should have no problem applying for a small starter credit card. Once you have one, you have to make sure you use it. Put some charges on it every month, and then be sure you are paying them back on time. Don't go crazy with your card, you definitely don't want to spend up to your credit limit, but also don't keep it tucked away in a drawer.
If you can follow the above advice, you should see a rise in your credit score over time. This won't happen over night, so you will have to be patient. If you stick with it though, you should see the benefits in a couple of months. You can then get the mobile contract you've been after with ease. Until then, remember that you can get a mobile contract with a poor credit score using the information found on our site. In fact, having a mobile contract and paying it off each month is a great way to build up credit. So get started today by browsing through the information found on Cage Phones.